About Us
Our Philosohop
We Listen to what is important to you We Educate so you understand We Shop for the best value We Service in a professional manner We Provide a variety of products
Kevin Kosach
Lead Associate Broker
Evaluating your insurance needs and recommending appropriate coverages is the cornerstone of any good insurance program. Although I work with many different types of clients having 25+ years experience in the equine world allows me to help fellow equine owners manage their risks. My equine experience includes but is not limited to apprenticeships with trainers and farriers, management of boarding facilities, amateur showing and breeding. At present I am a private horse owner with a small farm and 3 horses of my own.
Linda Knapp
In 1991 I became active in the insurance industry as a licensed New York State Property and Casualty Insurance Broker/Agent and in 1993 I earned my New York State Life, Accident and Health Broker license. I started working for Personal Coverage, Inc in 2004 doing what I love to do which is helping people address their insurance needs. Currently I am pursuing my AAI designation and hope to complete it this year. I live in Stillwater with my husband Lou and our 3 children; Brandon, Hannah and Dillon.
Lisa Giknis
My name is Lisa Giknis and I have been doing local personal insurance customer service work since 1988. I have worked at the company level and the agent level and currently hold my agent’s and broker’s license. I am happily married and have a teenage step son. I currently reside in Diamond Point, NY.
Thomas F. Wallace, Jr, CIC, AR
Executive Vice President
I have been in charge of the overall management of the firm since 1997. I have held a Property & Casualty Brokers and Agents license since 1989 and obtained my Life & Health license in 2003. Currently I hold a Certified Insurance Counselor (CIC) and Associate in Risk Management (ARM) designation and believe very strongly in continually updating insurance knowledge to better educate our customers. I also teach a licensing course for prospective insurance licensees at Bryant & Stratton College in Albany, NY. I have a Bachelors degree from the University at Albany in Accounting and a Masters Degree from the University of Pittsburgh in Physical Therapy. I am currently a member of the Albany Executives Association and The Capital Region Family Business Resource Center. I also served on the state Board of Directors for the Independent Insurance Agents & Brokers of NY (IIABNY) from 2004 to 2008.