The case for your own Vacation Rental Insurance

Tom Wallace Homeowners Insurance, Liability Insurance, Rental Property, Short Term Rental, Vacation Rental

Vacation Rental is a Business Renting your property is a business activity. Perhaps it does not feel like work but it is a business. Making a profit does not define a business. Many businesses loose money. A business does not have to have a formal name or corporate structure. It can a one person sole proprietorship or a corporation with …

Defamation-Are you covered?

Tom Wallace Homeowners Insurance, Liability Insurance

Defamation: Libel, Slander & Social Media Social media posts allow us to keep in touch with friends and family. Social media allows a handy way to express our opinions. Blogs of all kinds are very popular.  All age groups use these outlets for expression. What if a view point goes to far and someone takes offense and sues for defamation? …

Kayaks, Canoes & Rowboats Covered?

Tom Wallace Homeowners Insurance, Watercraft

    Kayak-Canoe-Rowboat insurance How does Homeowners insurance cover small watercraft on your premise or away from your premise? Separately insuring a kayak, canoe or rowboat is not common. Policies cover these watercraft in different ways. Refer to your home insurance for details. This article will outline general information that is common for insurance policies. Before we start we need …