Recreation Insurance

Recreational Vehicle

An RV is essentially your home away from home or perhaps it is your only home. Either way RV insurance incorporates elements of Homeowners Insurance and Automobile Insurance. This is a great option if your motor home is your primary residence.

An RV can also be added to your existing Auto Insurance as well. Just be aware there may be exclusions in place for Medical Expenses, Custom Furnishings and the amount and type of your personal belongings. Some of the exclusions can be remedied with the right type of endorsements added to your Auto policy.

A Word About Classes

RV’s have different classes and many we can handle. Whether it be variations of class A vehicles (other than a Non Professional Bus Conversion), B or C we can help you navigate coverage.

Motorcycle

When the warmer months hit the Northeast it is time to get on the road. We offer a variety of options for cycles of all types. Cycle insurance is patterned very much like an Auto policy.

Remember, No Fault benefits will not apply to the driver of a motorcycle and if your cycle has many custom features be sure we know so we can cover you appropriately.

Watercraft

Whether you have a personal watercraft or a yacht we can help. Watercraft coverage is limited in a Homeowners policy not only for damage to the boat but for liability as well. Many Homeowners policy will limit coverage to $1,500 and liability is restricted based on the type of engine and horsepower. Sailboats are limited up to 26 feet in length.

Watercraft policies fill the void in coverage and offer a many different endorsements to cover related equipment as well.