Services

Auto Insurance

Auto Insurance

Most coverages pay the policy holder; how do your limits stack up?

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Renters Insurance

Renters Insurance

This policy is a bargain, no reason not to have it.

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Motorhome

Motorhome Insurance

Your home on wheels needs special coverages.

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Snowmobile

Snowmobile Insurance

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Umbrella Liability

Umbrella Liability Insurance

We can package coverage or write a standalone policy. High limits available.

Home Insurance

Home Insurance

Replacement value of your home is the most important consideration.

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Condominium

Condominium Insurance

Special valuation considerations for this policy.

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Travel Trailer

Travel Trailer Insurance

Specialty insurers have specialty coverages.

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Boat & Yacht

Boat Insurance

All types of boats used in all types of places.

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Hartford-AARP

Hartford AARP Home & Auto Insurance

If you are an AARP member, consider this option.

Mobile Home

Mobile Home Insurance

Specialty insurers for this product.

Rental Property

Rental Property Insurance

We have a number of options for rental properties.

Motorcycle

Motorcycle Insurance

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Flood Insurance

Flood Insurance

Not covered by home, renters, condo or rental property insurance.

Service Areas

Counties:

Saratoga, Albany, Rensselaer, Schenectady, Dutchess, Ulster, Greene, Columbia, Warren, Westchester, Rockland, Orange, Schoharie, Montgomery, Putnam, Essex, New York, Kings, Queens, Bronx

Personal Coverage, Inc., Clifton Park, NY

Independent Insurance Agency

Thank you for your interest in Personal Coverage, Inc. We specialize in personal insurance products for individuals and families. We have been in business since 1996 serving the Capital District, Mid-Hudson Valley and beyond.

Not all insurers offer the same coverage. To bundle or not bundle, we can help you decide. Prices vary and so do underwriting criteria. We can do the heavy lifting for you to match your needs with the right insurance company. AARP members, contact us for a Hartford quote for your home and auto insurance needs.