Auto Insurance

Getting Value in Auto Insurance

Located in Ballston Spa, NY, Personal Coverage provides both personal, classic and commercial auto insurance for new and used cars in New York and beyond.

As an independent insurance agency we work with several different insurance companies to ensure you get the insurance that’s the best fit and most cost efficient. Getting value in car insurance means buying the right coverages, the right limits for the best price!

Personal, Classic and Commercial Auto Insurance overlap in many ways but there are big differences. Your state laws also play a significant role in both coverage and price. Don’t go it alone, get some help with your purchase.

If you’re looking for new car insurance or looking to switch to a new insurance company give us a call. With just a few steps we can provide you with a quote.

Personal Car Insurance

Vehicle insurance combines coverage that pays you, the policyholder, and other people for injuries and property damage. Often policyholders shortchange themselves and buy great auto insurance coverage for others, and crappy coverage for themselves. Check out the key coverages you want (may vary by state).

Personal Auto Critical Coverages

Medical Payments

No Fault (where available)

Uninsured Motorist

Underinsured Motorist

Waiver of Glass Deductible

Rental Vehicle Coverage

Commercial Auto Insurance

Commercial Vehicle Insurance can vary by insurance company. Some are like personal auto policies but some offer coverage many businesses need. Check out what you should look for in your commercial auto policy

Commercial Auto Options

Flexible Covered Auto Symbols

Choices for covering damage to your vehicles

Hired and Non Owned Autos

Hired Auto Physical Damage

Classic Car Insurance

Classic and Antique vehicle insurance is all about the vehicle. Hot rods, custom cars and more!

Classic Car Insurance Features

Flexible annual mileage

Agreed Value coverage

Many vehicle types considered