We offer choice when purchasing insurance for your small business. Choose which option fits best for your company.
We review your business information and process quotes in house or with our outside resources. The best way to buy insurance for traditional businesses operating year round and for those who want a better understanding of coverage, options and alternatives to Quote Online.
We know insurance can be a short term need for some businesses. Thimble offers liability insurance (not in NY or AK) Great for: Handyman, Landscapers, Consultants, Freelancers, Cleaner, Janitor, Fitness, Beauty, Events and Entertainment or Pet Services
Building, Equipment and Inventory.
Loss of Income & Extra Expenses
The disability insurance your business needs in the event you suffer a significant slowdown or complete shutdown, due to a covered loss.
You know this one, in case someone gets hurt or sick, you get defense coverage and money for a settlement. This is also the one requested the most by vendors of your product.
Delivery vehicles, owner vehicles and other vehicles owned by your business.
You know this coverage because most states mandate the coverage. Remember 1099’s do not make someone and independent contractor, beware!
Not a coverage that is talked about much but can be very useful in a food and beverage business.
If your Liability policy runs out of limit this is the policy that offers more coverage. If a vendor wants more than $1,000,000 in insurance this is the policy for you.
Hired/Non Owned Auto Liability
Using your own personal vehicle in business still exposes your business to a loss. This is coverage for your business above and beyond your personal auto policy.
Depending on the policy chosen, coverage for Employee Theft, Money , and Computer Fraud may or may not be included.
Recall expenses are not covered in any other policy. This coverage needs to be endorsed to your policy but if you need higher limits, another policy will be necessary.
Directors & Officers Liability
This is decision insurance. Can be purchased for private companies and public/non profit entities.
Data Breach Coverage
Federal & State Laws require notification in the event of a data breach. Laws may vary by state. The costs, per record, can get very expensive. This is not covered anywhere but here.
Employment Practices Liability
Wrongful termination, sexual harassment, discrimination claims are not covered anywhere but here.
By land or by sea, if your shipper has the coverage, you are not the client of their insurer and most will not let you know what is or is not covered, and for how much.
Foreign Liability & Foreign Workers Compensation
Liability and Workers Compensation have territory limitations when it comes to coverage. Workers and products beyond the limitations can be covered here.