The case for your own Vacation Rental Insurance

Tom Wallace Homeowners Insurance, Liability Insurance, Rental Property, Short Term Rental, Vacation Rental

Vacation Rental is a Business Renting your property is a business activity. Perhaps it does not feel like work but it is a business. Making a profit does not define a business. Many businesses loose money. A business does not have to have a formal name or corporate structure. It can a one person sole proprietorship or a corporation with …

Defamation-Are you covered?

Tom Wallace Homeowners Insurance, Liability Insurance

Defamation: Libel, Slander & Social Media Social media posts allow us to keep in touch with friends and family. Social media allows a handy way to express our opinions. Blogs of all kinds are very popular.  All age groups use these outlets for expression. What if a view point goes to far and someone takes offense and sues for defamation? …

Kayaks, Canoes & Rowboats Covered?

Tom Wallace Homeowners Insurance, Watercraft

Kayak, Canoe, Rowboat Insurance Do I Need Insurance for a Kayak? How does Homeowners insurance cover small watercraft on your premise or away from your premise? Separately insuring a kayak, canoe or rowboat is not common. Policies cover these watercraft in different ways. Refer to your home insurance for details. This article will outline general information that is common for …