Usage Based Car Insurance

Tom Wallace Auto Insurance, Videos

Watch this video for a quick introduction to “usage based car insurance”. Or, read the transcript below. Usage Based Car Insurance Usage based car insurance becomes more popular each year. Underwriting can now include real world driving results. While traditional underwriting remains the main source of information these programs continue to grow nationally. Day to day driving tracked by an …

Renting a Car, Truck or Trailer-New York

Tom Wallace Auto Insurance, Videos

Watch Video We get frequent questions about insurance for renting a car truck or trailer New York. So how does a New York auto insurance policy apply? Most questions surround renting a car for a vacation. However some are for business use as well. This post will also expand the information to include the renting of moving trucks and trailers. …

Other Person Has No Insurance – Uninsured Motorist

Tom Wallace Auto Insurance, Videos

Auto Insurance Coverage Series The auto insurance policy consists of different coverage parts. These parts have specific functions and one is Uninsured Motorist coverage. An insured’s injuries not compensated by an uninsured driver can be catastrophic. Uninsured Motorist coverage can provide relief. New York Uninsured Motorist This article focuses only on Uninsured Motorist coverage and based on NY coverage. Readers …

Car Insurance-Damage to Property of Others

Tom Wallace Auto Insurance, Videos

    Auto Insurance Coverage Series Auto Insurance consists of different coverage parts rolled into one contract. Almost all states require liability coverage to put a car on the road. Financial responsibility laws establish a minimum limit of liability for two components. Bodily injury and death claims have a coverage part and so does car insurance property damage. Watch The …

Car Insurance – Liability for Injuries to Other People

Tom Wallace Auto Insurance, Videos

  Auto Insurance Coverage Series Auto Insurance consists of different coverage parts rolled into one contract. Liability coverage is typically required in order to put a car on the road. Most states have financial responsibility laws that establish a minimum limit of liability for two components, bodily injury and property damage. This post is specific to the bodily injury portion, …

Auto Insurance – Buyer Beware

Tom Wallace Auto Insurance

  Auto insurance is a requirement in virtually every state. We buy it because we have to and we choose limits that meet are needs and budget.   What if I put car insurance to you this way. Every coverage pays you except for one. That’s right one.   I have spoken to many people about auto insurance. Seems like …